BNControl 6.0
Our biggest release yet.
A full compliance workspace with automated alerts, case management, and e-filing - plus financial peer benchmarking, and new Flex Report features.
BNControl Brings the Work to You
BNControl now brings the work to you, surfacing insights, alerts, and Action Items automatically.
Insights
Customer and account insights cover what's changed, key dates, what's ongoing, and what's missing.
Alerts
BNControl evaluates all activity and scores every alert, so the most serious items come first.
Automated Alerts
BNControl evaluates transaction activity across every account, product, and channel and raises an alert when a customer's pattern breaks. Every alert is scored 0-100 and assigned a severity level, so the most serious items come first.
Any alert can be promoted into a case. Peer Group Deviation uses machine learning to group customers by how they actually use their accounts and raises an alert on the ones sitting well outside their group.
Case Management
Cases give your BSA team one workspace for an investigation. Link the customers, accounts, and transactions involved, add tasks, comments, and attachments, and keep it all tied back to the alerts that started it.
Every meaningful action lands on the case timeline. SAR Decision Tracking sets the filing deadline from the detection date and logs every decision, who made it, and why.
- Link customers, accounts, transactions
- Task lists with due and follow-up dates
- Every meaningful action on the timeline
- Deadlines set from the detection date
- Print or export a complete case package
SAR and CTR E-Filing
SARs and CTRs are validated, batched, and transmitted to the BSA E-Filing System from inside BNControl. Acknowledgments are tracked back automatically, and your team is emailed when a filing is accepted or rejected.
Large Cash Items groups reportable currency activity by customer. Anything that needs a CTR moves straight into the filing form, and every CTR marked ready goes to FinCEN in a single batch.
- Start a SAR pre-filled from the case
- Messages tagged with FinCEN items
- Automatic acknowledgment and email
- Cash activity grouped by customer
- File many CTRs in a single FinCEN batch
Automated MSB Scans and 314(b) Information Sharing
BNControl pulls the complete registrant list from the FinCEN MSB Registry and refreshes it on every import. Matching is fuzzy rather than exact, and every potential match is reviewed and marked as a match or not.
314(b) Information Sharing logs every inbound and outbound request with the counterparty, the customer, and the response.
- Registry refreshed daily
- Automatically scans customers for matches
- Fuzzy matching, adjustable threshold
- Inbound and outbound request log
Alerts, cases, and filings - all new in 6.0.
Peer Analysis
Peer Analysis benchmarks your institution against a group of peers you choose yourself, on FFIEC Call Report data, quarter by quarter. Every report shows the group average and the gap between you.
Peer reports start from eight prebuilt templates, from Performance Summary to Growth Trends, and Quick Start builds five of them at once. Any value opens into its own history against each peer.
- Peers you choose yourself
- Suggested peers based on your profile
- Call Report data, quarter by quarter
- Peer group average and your difference
- Select any value to chart its history
User-Defined Components
A User-Defined Component names the items it needs as variables and combines them with a formula you write. Items come from groups, standard fields, accounts and ranges, ratios, and yields and costs.
Test it against a real date before you put it to work. Once it works, it is available anywhere a component can be used, including custom reports and the Executive Summary.
- Items named as variables in a formula
- Groups, fields, accounts, and ratios
- Plain arithmetic, not account numbers
- Tested against a real date
- Custom reports and the Executive Summary
Flex Reports
Grouping collapses a report to one row per group with sums, averages, and counts, and exports keep the grouping. Layouts can be shared without making a copy, and everyone they are shared with sees the same columns.
One column can hold several filters joined with And or Or, and note fields put the most recent note of each type on the report with the user and date. Any layout can also become an Action Item.
A Data Extract runs Flex Reports, Flex Form reports, and financial reports daily, weekly, or monthly, then saves the CSV, PDF, or both to folders and emails them. An extract can skip delivery when there is nothing to send.
- Grouping with totals
- Shared layouts
- Several filters on one column
- Note fields with the user and date
- Any layout can become an Action Item
- Daily, weekly, and monthly Data Extracts
Insights
Customer Insights and Account Insights are written as plain sentences, grouped under What's Changed, Key Dates, What's Ongoing, and What's Missing. There is nothing to set up or tune.
- What's changed and key dates
- What's ongoing and what's missing
- Nothing to set up or tune
Products Held Elsewhere
Products Held Elsewhere shows which products a customer holds at another institution. Each one is added to the Sales Opportunities list.
It sits on the customer's page, so you can see what is missing from the relationship before the conversation starts. Only products the customer does not already hold with you are listed.
- Products held at another institution
- Added to the Sales Opportunities list
- Only products not held with you
- Flagged on the referral form
- The evidence behind each one
Field Conditions
Conditions decide when a question appears and when it is required, built from the answers already given or from the form's step or status. An approval comment can become required only on the final step.
A hidden question is skipped by validation, left off the printed form, and cannot block a submission. On form reports, report field grouping keeps a reworded question in a single column.
- Visibility conditions
- Required conditions
- Conditions on the step or the status
- Operators matched to the field type
- Hidden fields never block a submit
- Group fields into a single column
Also in 6.0
SCALE Methodology
CECL adds SCALE, which applies a proxy loss rate to the segment balance, alongside Loss Rate, Vintage, Migration, and PDxLGD.
Organization Chart
The Intranet organization chart draws itself from who each employee reports to. Open it for everyone or a single branch, then pan, zoom, and search to highlight a reporting chain.
Enhanced Favorites
Favorite Customers, Accounts, Executive Summaries, Audits, Projects, Vendors, Reports, and Forms, and give each one a note and a follow-up date. Auto arrange the list or group it yourself.
Themes
Choose the Original, Light, or Dark theme from your profile.
Form Reports in Meetings
Flex Form reports can now be included in a Meeting Package.
Project Cost Tracking
Cost tracking is switched on per project type in Projects, with an estimated and actual cost on each task.
Vendor Search
Search Vendors by name, service, ID, or contact.
Amount Exceeds Current Balance
A new Wires alert, raised as the wire is being entered.
Audits from Reports
Audits can now be started directly from a Flex Report.
AI in BNControl
AI is in early preview. It answers questions from your own data, drafts Flex Forms from a description, and writes Flex Letters in a conversation.
See the AI PreviewAre you ready for a demo?
See BNControl for yourself. We'll show you the modules you're interested in and answer questions along the way.